Seven Inside Tips to Launching Your Career as a Financial Advisor

Seven Inside Tips to Launching Your Career as a Financial Advisor

With 77 Million Baby Boomers contemplating retirement, the employment outlook for personal financial advisors is excellent! With this massive generation being, for the most part, unprepared for maintaining their lifestyle, many are looking for the assistance of a financial advisor.

Free time, flexibility, and excellent potential income are waiting for those who choose to follow this career path.

As with many things, there is a hard way and an easy way to launch a career as an advisor. One is a more difficult trail with obstacles along the way. It begins with an MBA degree in personal finance or economics followed by intensive study for one or more NASD examinations to become a registered representative.

Then, in order to launch your career as what was known as a stock broker, you'll need to seek employment selling securities for a wire house, broker/dealer, or insurance company. Despite significant competition and regulatory compliance oversight, you'll build your "assets under management" in order to satisfy your employer and/or qualify for assistance with expensive advanced certifications.

There is, however, an alternate route that doesn't involve such life changing career moves.

For the Boomer, a fifty-something with the life expectancy of a Galapagos sea turtle but with less than two years of income saved for retirement, it's no longer about accumulating a portfolio of assets. It's about the other three quadrants of his or her balance sheet which have gone largely ignored.

1. How to get the most sustainable lifetime income from the existing portfolio of assets.

2. How to eliminate hidden and/or and unnecessary expenses.

3. How to eliminate all debt before retirement.

A true financial advisor should address these areas of concern and, to do so doesn't require a life changing career experience. There are new and innovative financial products and services which effectively address these issues, but are not securities and are not regulated by the NASD and SEC.

If you're contemplating a lucrative and rewarding career as a Financial Advisor, Here are some tips to help you down that path.

1. Be independent. No one financial entity that has all of the right solutions to all of the financial problems out there. As an Independent Financial Advisor, you'll have the freedom to choose the best financial products and services from a variety of carriers.

2. Be independent but don't walk the path alone. You need a system. Join an Independent Marketing Organization. They will, in exchange for an override commission from the carriers, provide turn-key systems including advisor training, product access, provider contracts, and assistance with licensing, marketing, and regulatory compliance. Many have spent years developing effective and predictable systems to support their network of advisors.

3. Build a professional referral network. Your clients will seek advice on a range of financial subjects including real estate, taxes, insurance, legal contracts, mortgage and consumer finance. Team up with some qualified specialists in your vicinity. Refer your clients to them and they will refer their clients to you.

4. Don't worry about your sales skills. Many successful advisors are numbers people and couldn't sell snow cones in Death Valley. It's all about positioning. The model of all successful business is the same. There is a problem. There is a solution. By positioning yourself between the two, you have value and people will recognize that value.

5. Don't talk about yourself or your business. Focus on your prospect/client and ask the right questions. How do you feel about ....? What do you plan to do about ......? If there was a way to ......, would you .....? The art of asking questions is critical to your success in attracting new clients.

6. Keep in communication with your prospective clients. It often requires six or seven exposures to build a successful client relationship. Set up an email system to keep them informed of the latest developments in your industry.

7. Test the water, first. Some new advisors run into difficulty because they get excited and spend too much money before they start making money. Keep your start-up expenses under $500. At the very least, you'll get a low cost financial education that you can apply to your own situation.

We are at the brink of the largest wealth transfer in history. There is a tremendous need for qualified financial advisors to lead this history making generation down the path to financial security. Those that choose this path will discover a career that offers an abundance of personal satisfaction as well as significant income potential.

David Haslett is Senior National Marketing Director of Freedom Equity Group. Want to learn more about this lucrative and rewarding career opportunity as a Financial Advisor? Want to know the inside secrets of Million Dollar Financial Advisors? Request now by clicking http://www.YourFinancialAdvisorCareer.net

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Creating Your OWN Newsletter - 10 Tips

Creating Your OWN Newsletter - 10 Tips

So now YOU are responsible for creating a newsletter. For own company or for the company you work for, it's all the same. Here are a few tips to help it run smoothly from the get-go. Start with these ten common sense rules and once you are established you can begin to tweak it a bit more with each issue.

1. Don't go CRAZY with fonts! You probably have hundreds, maybe thousands of fonts on your computer. Most people are only familiar with a few families, namely Times, Helvetica and Aerial. Use these for all body copy. Getting too creative will confuse and frustrate your readers. They want to read your material, not decipher it. For now, use only these three fonts. As you move forward you can begin using creative fonts sparingly headlines, special sections, etc.

2. Create your heading first - basically this is your newsletter logo used on the top of the front page. Once your heading is designed stay CONSISTENT with the design throughout the newsletter. Try to maintain the same color schemes, look and feel for sections, pages, etc.

3. Create sections for your newsletter and carry the size of the sections and the locations of the sections within your newsletter in each subsequent issue. Again, consistency is important for you and your readers. Readers like familiarity, and they will become familiar with sections they are interested in and where these sections are in your issues. YOU should like consistency because if you follow the rules of section space and location then your newsletter is easier to produce because it is a TEMPLATE. For each issue you simply remove the current information from each section and replace it with new information. If you follow this rule there is no need to redesign each and every issue from scratch, saving you quite a bit of time! Find a winning design and stick with it - why reinvent the wheel?

4. Be consistent not only with your newsletter design but with distribution timing. Decide in advance how often your newsletter will be issued and don't waver from your original decision unless absolutely necessary. Create a production schedule and follow it. How would you feel if your morning paper was suddenly switched to evening, or they decided on a whim to drop the Sunday paper and produce two issues on Saturday instead?

5. Balance, balance, balance. If you open a newsletter and the left side is heavy with copy and illustrations but the right has quite a bit of white space, it isn't balanced and the design becomes a distraction. Take a step back and look at it - are all sides balanced? If not, move things around until they are! And when you are moving things remember that people read left to right, top to bottom. You design should stay within this natural eye movement.

6. Use white space. White space is a GOOD thing! It helps separate sections, columns, images, paragraphs... don't try to force-fit information into your newsletter. If adding something you think is important means you need to drop the size of your text to ten points, just save the last article for the next issue.

7. Text within articles should be 11 to 12 point. You can use Helvetica or Aerial for bullet points and small paragraphs, Times for larger articles.

8. Proofread EVERYTHING. Then set it aside and proof it again. And when you are done, have someone else proofread it. There is nothing that will make your readers drop your newsletter into the garbage faster then typographical errors.

9. If you are mailing your newsletter in an outer envelope create a special envelope for the newsletter. You will put your heart and soul into this publication, you want your readers to know what's in the package.

10. Promote your newsletter. Send out a press release with a sample issue to all relevant publications and online sources.

9. If you are writing a consumer newsletter, write it as if you are communicating with a ninth grader. This is standard practice for consumer publications. If you are writing a business-to-business newsletter then you need not be concerned with this issue. Simply write your newsletter as if you are presenting it to a colleague.

And last, remember that even if you have the tools, you may not have the knowledge. If I gave you all the materials and the right tools to build a house, could you do it? If you get in a bind, call an expert or research your questions online. Arm yourself with the knowledge and learn as you go!

Neil Walsh

Daba Designs

P.O. Box 255

North Olmsted, Ohio 44070

Phone: (440)465-0744

Website: http://www.daba-designs.com

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10 Easy Marketing Tips To For Your Local Hire Company

10 Easy Marketing Tips To For Your Local Hire Company

Are you looking to get more business for your local hire company?

If so, here are 10 easy marketing ideas that can help bring in more customers.

1. Give your customers 10% discount cards that they can pass on to their friends. It makes it easy for them to refer you to their friends.



2. Run a door-to-door leafleting campaign.



3. Give away a free hire as a prize in a local competition (ask the local paper, local festival organisers or local schools for upcoming competitions).



4. Give discounts to local clubs and groups or employees of local businesses. Make sure they tell their members/employees.



5. Run a local competition, offer free hire as prizes to the winners. Get it covered in the local paper.





6. Advertise in the local newspaper's classifieds section.



7. If it makes sense for your business, announce to local papers, etc. that you'll be offering free advice related to your business in a local cafe on a certain day.



8. Start a blog about your business. Write about the work you do, the challenges you face, funny things that happen, great customers you've been able to help, and about life in your local area. Make it personal and don't worry about editing it too much. People prefer blogs to be authentic.



9. Sponsor a local sports team, especially if there's one that is particularly relevant to your business.



10. Write an article for a local paper. It could be about the challenges of doing business locally, how a recent change has affected your business or what you think about the local council. Ask them what they'd be interested in before you write it.

Discover these 10 easy ways to bring in more business for your local hire company.

Matt Collins runs HireGuru, the UK Hire Directory and leading resource for owners of UK hire companies.

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Digital Signage - The Top 10 Pitfalls

Digital Signage - The Top 10 Pitfalls

So, you've decided your business or institution will be well served by adding a new digital signage network. Now what?

Where to turn and what to do can be confusing, especially if you're responsible for your organization's communications or IT department, but don't really know anything about a digital sign. While there are many good companies in business to help you achieve your goals, you can make the endeavor easier and far more successful if you avoid the problems many before you have encountered when rolling out and maintaining their digital signage networks.

Having worked with hundreds of customers on their digital signage needs, we've seen a lot of difficulties that could easily have been avoided -along with the associated delays and added expense- with a little knowledge up front. As the saying goes, forewarned is forearmed. So, keep these Top 10 Pitfalls in mind as you plan your new network to make the experience smooth and rewarding.

No. 1: Lack of a clear purpose

Someone in your organization, has read digital signage can make marketing messaging more effective. It can reach potential customers at the point of purchase, promote desired behavior, target different demographic groups associated with different times of the day, and do so many wonderful things.

But what exactly does your organization need to accomplish with it? That's the seminal question. Without clearly defining the purpose of a digital signage network, it is impossible to find success in any phase of its deployment or use.

Taking the time up front to define the expectations for the system and write them out on paper for the approval of key management will provide direction and focus effort on attainable goals. Struggling to fulfill a nebulous purpose for the flat-panel sign network will rack up unnecessary expense and leave everyone connected with the project frustrated.

No. 2: Taking on digital signage as an IT project

"Digital signage network," the very words sound IT oriented. While there's a lot of IT technology involved with it, taking it on as an IT project is dangerous.

While highly skilled, the typical IT manager does not have the background nor the experience needed to roll out a successful digital sign network. There's a powerful temptation on the part of IT managers to look at dynamic signage playback as if it were a Microsoft PowerPoint presentation. It isn't.

PowerPoint does an excellent job at making business presentations, but how many TV stations rely on PowerPoint to create and playback the programs, commercials, news and promotions you see nightly? Exactly zero. With respect to playing back video, graphics, text and animation, layering multiple visual elements and building and maintaining a playout schedule, a sign network is much more like a TV station than a boardroom with a projector and a PowerPoint presentation. Keep that in mind if an IT manager volunteers to take on your organization's project.

No. 3: Lack of content

Congratulations. You have a digital signage network. What are you going to display? Having a network without content is like having a newspaper without print. There's just a whole lot of nothing and overwhelming sense of emptiness.

Communicating in some form must be part of the reason behind the decision to add a sign network. However, there is no communication without content. Fortunately, many organizations have existing resources to draw upon that can be repurposed as digital signage content. Logos, commercials, promotional video, print advertising, plans and drawings can all be reused in whole or part to communicate a message on a sign network.

Additionally, RSS Internet feeds are a tremendous resource for updating a sign network with fresh "newsy" content, weather and sports scores that can give an audience a reason to take a second or third look.

Regardless of where it comes from, content is critical to the success of a sign network. Knowing where it will come from is as important as actually having the network in place.

No. 4: No one assigned to manage the project

While it's not like designing the International Space Station, putting a digital signage network in place can be a complex undertaking. For that reason, it's essential that any business or organization taking on a sign network assign someone to manage the project. Having an individual identified to own the project will minimize the impact of the unforeseen problems that inevitably creep into any complex undertaking.

Just as bad as having no one assigned to manage the project is its closely related cousin: management by committee. Offering up conflicting directions from multiple individuals will leave your system integrator bewildered and your project incomplete.

No. 5: No one to update content

While RSS feeds and subscriptions to news wire services are two sources of fresh information for a digital signage network, where will updated content conveying your company's specific messages and current offerings come from?

A dynamic sign network that attracts attention has an insatiable appetite for fresh content. Thus, it's essential that an organization taking on a sign network assign a qualified, competent person to the task of creating that content. Without someone in charge of the network's content, the text, graphics and video being displayed will soon grow tired. Stale content will have the opposite of the desired result for a digital sign. It actually will drive viewers away and impart a sense of "been there, done that" that will be difficult to reverse.

No. 6: Taking the cheap way out

There's nothing wrong with being budget conscious about a digital signage installation; however, selecting products, including displays, controllers and software, and services like content creation solely on their price tag can result in a system that in the long wrong will cost an organization dearly.

Systems designed solely on the price of the component miss the point. Digital sign networks are about communicating information -perhaps a marketing message, maps and directions or instructions- to their intended audience. Spending money on an inexpensive system just because it's cheap could cost a business or organization far more than the money saved in lost opportunities.

No. 7: Not knowing the locations of the signs

Knowing where your organization wants to locate the flat panel monitors in its digital signage network is important for a few reasons. First, locating the digital sign media players needed depends on where the sign or signs it's controlling are located. The length of cable runs between player and sign must be taken into account. Clearly defining the location of the signs will allow you to minimize construction/renovation expense and avoid paying for "do overs."

Second, understanding exactly where the signs will be positioned will make it easier to understand what will be needed to mount the flat panels in use. Are wall studs available where a sign will be located? Or, will a freestanding structure be required? What's the condition of the wall studs? Is electrical power available? What's the status of ambient light sources? Will a window or skylight need to be shaded to reduce glare?

Third, not knowing where the signs need to located may be a symptom of a bigger problem, namely not having a clear idea about the purpose of the digital signage installation.

No. 8: Installers without general contractor capability

Installing digital signage can be messy. Drywall and plaster may need to be cut. New electrical plugs with isolated grounds may need to be installed. Beyond those obvious construction challenges, less apparent structural modifications may be required. Those can vary from relocating HVAC ducts to re-enforcing walls.

For that reason, choosing a digital signage installer without the skill and experience to serve as a general contractor for the project can be a big mistake. Depending on the specific installation, it's not unreasonable to assume carpenters, electricians, plumbers and even heating and cooling contractors might need to be involved to make necessary structural modifications. Having an installer who can serve as a general contractor to bring those diverse resources together and manage them properly can save lots of time and expense.

No. 9: Failing to allot adequate time to learn the system

Far too often, the people responsible for new digital signage installations at businesses or organizations are so excited about their systems that they can't wait to show them off to upper management. After all, a significant sum of money went in to making the digital sign network a reality. So showing it off as soon as possible only seems natural.

However, creating content for a system, scheduling it and making changes to playback along the way require some skill. It takes time to be properly trained to use a sign network. Failing to allocate sufficient time to learn how to use the system not only could be embarrassing in front of management, but disastrous to your communications efforts with the general public, if they're your first audience.

No. 10: Failing to keep future expansion in mind at the time of initial design

Designing yourself into a box when first contemplating a digital signage network can be costly. Without casting an eye towards future needs, it's possible that portions of the network might need replacement before they've been amortized to accommodate expansion.

Without exception, experience shows that businesses and organizations that fund the addition of digital sign networks express interest in expanding their systems after they're installed.

Take these lessons to heart as you proceed with your digital sign rollout, and you're much more likely to have a successful experience. More importantly, your company or institution will avoid costly mistakes that will delay the installation and prevent your communications from having their desired effect.

David Little is a digital signage enthusiast with 20 years of experience helping professionals use technology to more effectively communicate their unique marketing messages. He is the director of marketing for Keywest Technology in Lenexa, KS, a software development company specializing in systems for digital signage creation, scheduling, management and playback. For further digital signage insight from Keywest Technology, download our Six Basic Digital Signage Applications white paper and case studies. Or, visit our website for many helpful tips and examples on how digital signage can benefit your business.

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Work From Home? - 7 Tips To Improve Your Data Entry Work From Home Jobs Income

Work From Home? - 7 Tips To Improve Your Data Entry Work From Home Jobs Income

Do You have what it takes to do data entry work from home jobs, here are the 7 Tips To Improve Your Income checklist you must have before applying for any of these jobs. Find out if you have what it takes to successfully work from home and create that extra income you have always needed to start enjoying the better things in life.

• Are You Self Disciplined.

Self discipline is an important personal characteristic and you must be a self starter and be able to perform daily functions without supervision.



The greater a persons self discipline, the more likely they are to do well and to behave in ways that will make success in life more likely.

A person must make a decision regarding life, as to what the priorities are and then apply self discipline to maintain or achieve those priorities.

The way to learn self discipline is to study other role models whom you know to be self disciplined and apply their techniques to your business.

• Do You Have An Eye For Detail.

An eye for detail is also important to have to ensure the quality of the end product and therefore guaranteeing yourself repeat business.

• Can You Do Repetitive Work.

You need the ability to concentrate when doing repetitive work because otherwise the mind wanders and you start thinking about everything else rather than focusing on the task at hand.

• Do You Have Basic Computer Knowledge.

People with basic computer knowledge and typing skills can excel in this type of job.

You will need to have your own computer and access to the internet and if you are able to write and send an email then you know enough to begin with.

• Are You Open To Learning.

Intelligence is a choice. Some adults are "smart" and others "dumb" simply because they choose to be. Smart people are those that deliberately seek out new experiences and are willing to experiment with new ideas.

• A Willingness To Perform Tasks Quickly.

You need a willingness to get the job done and then move on to the next one, just focus on the part of the day that you have allocated to this part time job and then get as much done as possible in that time.

• Do You Realize That Data Entry Jobs Are Not Get-Rich-Quick-Schemes.

This type of work is a real job and not a get-rich-quick-scheme like some that you see being offered on websites but if you treat it like a real job and put in the effort needed it is possible to make $300 - $2000+ per day spending just 30-40 minutes per day working in the comfort of your own home.

I hope that I have been able to help you in some small way with this report and good luck in you future data entry work from home jobs

Steven Seferi is an online marketer and entrepreneur who specializes in work from home niche websites. For more information please see http://www.data-entry-work-from-home-jobs.com

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College Degrees Online - 5 Questions to Ask Yourself Before Enrolling

onsidering getting your degree online? You are certainly not alone. Many people from all stages of life are choosing to pursue their education through online degree programs. In fact, the field of online education is growing extremely fast, which is great news for those looking for a way to get the education they need by means of a flexible online program

However, as with any booming industry, there are those who are trying to take advantage of the situation by offering sub-par, over priced, or even outright fraudulent degree programs. Additionally, even if the degree program is 100% legit, you still need to consider whether or not getting your degree online is the proper course of action for you. These five questions should help guide you on your way to having a pleasant and productive online education experience.

Question 1: Is My Online Degree Program Legit?

This is the number one scam to watch out for when it comes to getting your education online. So called "degree mills" will claim to offer you a college degree without requiring very much work out of you. They will pitch these degrees using terms like "life experience degree programs," which claim to take your previous experience into account, and offer you a "degree" based on them.

As nice as this might sound to some, its all a fraud. You can't get a legit degree without putting some time into accredited coursework, period. Any degree you get from these programs will be nothing but an expensive piece of paper.

To understand what these diploma mills are doing, lets talk a bit about the concept of accreditation. To be considered a real degree program, an online course must be officially accredited by one of several accreditation boards. These boards look at the course material, and how its being taught, and determine whether or not it provides sufficient background in the material to warrant being counted as a legitimate degree program. If it doesn't meet these standards, the program isn't accredited, and thus employers and others can have no confidence in the quality of the degree. Since degree mills, in general, offer no actual education, they are not accredited, and therefore are simply scams.

The good news is that it is easy to check to see if a program is accredited or not. Simply search this site, from the U.S. Department of Education, for your degree program. If its legit, it will be on the list, with details about the accreditation. If its not on the list, run, don't walk away. Make sure you do at least this much homework before enrolling in any online degree program. A degree mill may have promising claims, but it will never, ever be worth it in the end.

Question 2: Is My Online Degree Program Well Thought of by Employers?

This is a question many have about online degrees. What do employers really think about online education? It seems that the simple answer is that while there is definitely still some skepticism, perceptions are improving all around.

Let's talk about the skepticism first. According to this article from the New York Times, most employers still prefer traditional, campus based degree programs to online programs. Given the amount of fraud in the online degree space, as well as the relative newness of online programs in general, this is understandable.

However, it appears these negative impressions are changing as time goes on. This report from the Sloan Consortium suggests that those who view online education as just as valuable as face to face education are growing. I expect that as the field of distance education continues to grow, so will positive expectations. This is great news.

Question 3: Is My Online College Offering A Quality Program?

Not all legit, accredited online schools are created equal. Quality of online programs can vary for many reasons, ranging from quality of the course material, course organization, easy of use of the website, and many more. Unfortunately, there isn't a simple quick and easy resource to turn to to get all this information. However, there are a few things you can investigate to gauge the quality of an online degree program.

First of all, be sure to do a search and see if you can turn up some basic articles about a particular school. Try to find real student experiences, and not just sites trying to sell. Forums and such are good places to find genuine student reviews. See if people are getting a good education and good customer service from the college.

Also, many online programs offer "tours" of their learning environment. Exploring this is a good idea, because you will be spending a lot of time navigating their interface when participating in the class. If you find the site confusing, you should probably look elsewhere.

Additionally, if you're trying to get work with a specific employer, or get skills for a certain job, don't be afraid to call up the company and ask them what programs they recommend. They might have had some good luck with certain programs, and will be able to point you in the right direction.

Question 4: Is My Online College Competitively Priced?

This is probably one of these easiest points to address, but an important one still. You don't want to pay more than you have to to get your degree, so be sure to compare prices once you've picked out the programs that work for you. Tuition rates should be clearly posted in the college's information packet, and if they are not, I would think twice about enrolling. Take the time to compare prices, and you will be much happier.

Question 5: Is My Online Degree Program Relevant to My Goals?

This is a very important point. After all, why should you put in all this time and effort if you're not accomplishing what you really want? You need to make sure that your degree program of choice is helping you achieve your goals rather than simply wasting your time and money.

One of the best ways of checking the relevancy of a degree program is to request information from the school about the course list. When you look at the course list for a given program, the individual courses should seem relevant and interesting to you. If they aren't, you should consider looking elsewhere.

However, if most of the courses sound interesting and relevant to your goals, then by all means consider pressing forward and enrolling. You can achieve a lot through higher education, and doing it online can help make it possible for those on tight schedules.

Wrap Up

I hope you will take the time to carefully consider each of these questions before enrolling in any sort of online degree program. Though it may seem tedious at some points, having good, solid answers to each of these questions that you can really feel confident about will pay off tremendously when it comes to making the right choice for continuing your education on the Internet. Good luck with your search, and keep working towards those goals!

David Wilson is the man behind College Hunter Blog, a site devoted to helping prospective students find, apply, get into, and pay for the college of their dreams. Please visit the site to find out more great info on online degree programs, scholarships, application tips, test prep, and much, much more.

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Online Degree From Accredited College or University

In today's competitive job market, many individuals are realizing the importance of having a degree. They know that having a degree helps them get ahead of the competition and make them qualified for the higher paying jobs. Because of this, many are looking to finish their education and get their first degree; some are working towards a higher degree.

If you are looking to change career paths, are trying to qualify for a promotion or get into the current job market without significantly disrupting your lifestyle, studying online will work for you. With the broad range of accredited online universities currently available, and courses such as Psychology, Business, Nursing and Education, you should have no trouble finding a course which suits you and your needs. Unlike the rigidity of a traditional university timetable, the flexible structure of online degree accredited college university courses allows you to organise your study around your current family or work commitments.

The flexibility offered by choosing to study with an online university is not limited to your study timetable; it also allows you the option of studying with an overseas university without ever having to leave home. This option can be very beneficial if you would like to have the later option of traveling abroad, or if your chosen profession involves you in interaction with other countries. Just explore the wide variety of degree options available in the online university of your choice. At a conventional university you would be taking classes with upwards of one hundred students in an environment where it is attendance rather than participation which is required. Rather than having to compete for attention from a professor in this situation, online degree accredited College University courses can be specifically tailored for the individual and your teachers are invested in providing you with a broad and effective educational experience.

The final decision you make concerning which university and which degree you pursue should take two important points into consideration. When choosing your online university accreditation is vital. Be certain before making your final decision that the online university you are considering has official and legal accreditation. It is also important to know what your current or prospective employer is looking for in a qualification in order to make the right choice when it comes to which degree to choose. Take the opportunity to speak with graduates of a similar online degree accredited college university to that which you are considering, and employers so that you can make an informed decision.

Continuing and improving your education has never been more convenient than with online accredited university degrees. With hundreds of available choices online, becoming a university student has never been easier. Whoever you are, wherever you are, these courses will suit your lifestyle and help you get into the career you want.

You can get more in-depth information about finding the best colleges in USA as well as online accredited degrees by checking out the links

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Online MBA Degree - What Are My Chances Getting Into Top Online Business School?

If you have been working for couple of years and you think there is still a piece of puzzle left to complete the whole puzzle. This is probably because you are not complacent with your current job. Since you have moderate results from your previous bachelor's degree which is above 3.00 CGPA - or second upper class category, you can consider yourself to earn an online MBA degree.

Basically, most top ranked accredited business schools offer this particular online education and they accept applicants that have this following criteria:

Working experience.



If you have related working experiences - preferable related to any field of business, you might have higher chances than other applicants who have non-business related experiences. If you are belong to non-business group category, you still have chances to enroll in related post graduate business course if you have other qualifications that worth to be reviewed.

Extra-curricular activities

No matter you are a business or non-business undergraduate, it is an huge advantage if you have remarkable extra-curricular activity records. Most well-known business schools acknowledge extraordinary individuals who has a positive attitude when facing adversities. Extra-curricular activities are the best practice as it resembles to the real business scenario.

References

If you are a dedicated and effective employee, do not hesitate to ask your employer, or your head of department to be your referee. You can also request for formal recommendation from your referees as a supplementary document for your course application. These recommendation letter able to show that you have achieve certain company goals or develop essential skills such as achieving sales targets or providing workforce training for company staffs.

GMAT score and GPA

Certainly, having excellent results in both GMAT and GPA will increase your chances to obtain a place in top business school. If you have unsatisfactory performance in your previous GMAT, apply for GMAT retake in order to obtain an excellent GMAT score. Instead of retaking GMAT, you can sit for an entrance exam which is administered by respective accredited business schools.

If you want to have a job that requires you to wear an elegant business suit with a nice tie, and a challenging job with attractive remuneration, it is time to start yourself an online MBA degree program. If you are very unsure about online MBA education, find it more of it via http://mbaforbetterfuture.com

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How To Achieve An Online Degree In Success

Think about how many thousands of students will be graduating from colleges and universities across the U.S. in the next few weeks.

I wonder what kind of journey they will each go on as they pursue their careers and dreams for a successful future. Of course our hope is that college has prepared them with a valuable education that they can now take into the world and achieve financial success.



Sometimes I wonder though, is that really enough?

There is so much that we are NOT taught in college that is vital for us to become successful in life but we, as a society, don't put as much emphasis on those values.

We go to school for 12- 20 years of our lives but we are never taught the kind of knowledge that it takes to be successful in life and not just in career.

In today's world you need to THINK a different way to achieve real and lasting success.

The best way to learn to THINK differently is to learn directly from the greatest minds in the field of personal achievement. The top experts in the fields of; relationships, financial success, health and physical well being, spiritual growth, and sales and marketing.

I came across a website online called Success University that has actually assembled many of these top experts such as Jim Rohn, Zig Ziglar, Les Brown, Brian Tracy, and Johnny Wimbrey.

They have designed their curriculum with one thing in mind - to teach the right kind of knowledge that will raise the level of success in every area of life.

According to Forbes Magazine, "Internet education is the biggest emerging trend of the decade... "Webucation" is exploding in America and all over the world!" When that is combined with the 64 billion dollar per year personal development industry, that equals huge opportunity.

You may not know it but, SU is actually the #1 online personal development company in the world. They even offer students a way to make money while pursuing their success education. Imagine being able to pay off debts and student loans while you learn and earn a lucrative residual income just for sharing this information with others.

How it works is that rather than spending millions of dollars on television and radio to advertise their incredible curriculum to the world, Success University pays that money to their students for simply helping build their worldwide organization.

It's a business model that people like Robert Kiyosaki, author of the best-selling book Rich Dad, Poor Dad, believes is one of the greatest asset-producing vehicles and ways to create passive income.

Even Donald Trump said on The Late Show With David Letterman recently, that if he didn't have the success he does in real estate that he would become a network marketer. And when the audience hissed and grumbled back at him his witty reply was, "That's why I'm here and you're there."

What a great illustration of a successful achiever's winning mindset. The kind of mindset that Success University helps their students develop.

By simply sharing this first of a kind Learn & Earn Referral Program with others, SU students have the ability to earn large up-front weekly checks, as well as long-term residual income that can pay students month after month, year after year.

What's also great is that Success University is an opportunity for the masses and it's reachable for anyone, anywhere in the world.

We all need to recognize that it's never too late to learn these valuable life lessons, techniques and methods for ourselves and that it is possible to achieve our own online degree in success.

The author, Sandy Bidinger, is a Success University student as well as the creator and developer of her own personal development website.

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Five Good Reasons To Choose Online Schools

Distance learning has come a long way in the past fifteen years; in fact online colleges are on the brink of becoming the preferred method for getting a college degree! People looking for information about colleges and universities should take a moment to read these five good reasons to choose online schools:

1. Convenience: Making time to attend campus-based classes can be a nightmare for the average working adult. Family and employment obligations will almost certainly interfere with any regular set schedule of classes and homework assignments. No worries with online schools, however. Students can log on while at home or on a lunch break, whenever it's convenient. If an interruption occurs, the student can simply press the "back button" and resume the online lesson with ease.

2. Technologically Advanced: If you think lessons and homework assignments will be sent back and forth through "snail mail", think again. Today's online schools employ a sophisticated array of technological advances, including downloadable lessons, books and exams. Professors can conduct class via streaming video or real time video, and participants can interact with one another through dedicated chat rooms, forums and blogs.



3. Value: There is low or no overhead, so tuition costs are generally much less with online courses.

4. Accreditation: If you are careful to choose an online college that is accredited by a nationally recognized accrediting agency, you can rest assured that your education will be just as high in quality and value as degrees from traditional colleges and universities.

5. Pace: The flexible pace of online schools is unsurpassed. Most online degree programs provide a very wide window of time to complete. You can ease your way down the academic path a little at a time, or blaze a trail to success at lightning speed. The choice is yours.

6. (Yes, I know I said only five reasons, but here's a bonus ) Availability: Whether you live in the farthest reaches of the boondocks or right in the heart of New York City, online schools can be accessed from anywhere, as long as you can get a connection to the Internet.

So, don't let your worries keep you from considering the option of earning a degree online. Open your mind to the possibility that, with online schools, you really can have it all!

DISCLAIMER: Above is a GENERAL OVERVIEW and may or may not reflect specific practices, courses and/or services associated with ANY ONE particular school(s) that is or is not advertised on our website.

Copyright 2008 - All rights reserved by Media Positive Communications, Inc.

Notice: Publishers are free to use this article on an ezine or website, provided the article is reprinted in its entirety, including copyright and disclaimer, and ALL links remain intact and active.

Visit SchoolsGalore.com right now to browse a list of hundreds of accredited online colleges and universities. Click the link to find top colleges and universities with programs for distance learning.

Michael Bustamante is a staff writer for Media Positive Communications, Inc. Please visit our Online and Distance Learning Directory to find top Online Schools, as well as Colleges, Universities, Vocational Schools, and natural Healing Schools. SchoolsGalore.com, your educational resource to locate schools.

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How to Find Education Classes Online

With the cost of studying and the strains of working, more people are turning to education classes online. Studying over the Internet has been more convenient and cost effective. Busy people can study on their own time and pace, and others who live far or out of the country can avail of the courses offered in faraway schools. To make sure that you are getting quality education with fewer hassles, consider the following factors before you sign up online:

Consider the Distance

Online education classes are available to everyone, especially to working people who cannot find time to travel and stay in school too long. If you are comfortable with studying out of the premises of school, then you can register for an online class.

You just have to make sure that you know how to manage your time so you can keep up with the class and not slack off too much.

Research

Look for information from your local university or community college if you can get credit or non-credit online courses. If you can take online classes from a local school, you may be able to get benefits and offered a lower in-state tuition rate.



Do Library Research

The library is not just a place to read books. Check your local library if it is partnered with educational companies. If it is, see if you can register for non-credit online courses.

Do Internet Search

The Internet works as a library, a phone book, a textbook, and so much more now. You can look for schools that offer online classes with a few clicks of a button. Pick a few school sites that offer the course you want to register in and compare the cost, course length, curriculum, homework, instructor qualifications, textbook requirements, and time expectations. Find out which one works best for you.

Opt for Accredited Schools

Check if the school you are going to register in has accreditation from national and regional accreditation agencies. Enrolling for education classes online has the same principle as enrolling in a regular school. The school has to have the proper credentials and have passed the requirements to host online classes. This ensures that you get a proper education.

Interact with Your Professor and Classmates

Isolation and awkwardness is normal for first timers in online classes. You might not be used to studying in a different environment, with your instructor and classmates far away from you. But you can avail of the chat rooms, message boards, and forums provided by the school's website so that you can interact with the people in your class.

Use them so you can learn more and enjoy at the same time. Socializing and interacting is not the only purpose the forums, boards, and chat rooms are for--if you run into trouble or find difficulty in your course, you can seek advice from your instructor or fellow students.

Schedule

One disadvantage to signing up for online classes means it is easy to procrastinate and lag behind. But you also have to remember that you are paying for the classes.

Make a schedule of all your school work, other activities, chores, and tasks. Give each equal time for accomplishment. Try to perform as well as you would in school.

Signing up for education classes online offers benefits for workers and people from different places to pursue the education they want to take. But this also means that in taking online classes, you will have to give your patience, time, and dedication to completing the course. The level of stress may not be the same, but the idea behind studying in school or over the Internet is the same--acquisition of knowledge.

Discover the hidden sources of college education online. Find the best online education resources now. Its free!

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Do You Need A Bra?

Ever since the male species became obsessed with female breasts, things were never the same. Women suddenly became conscious of them - whether they were big enough and looked right. Fashion found a way of exploiting them and pop star Madonna gave new meaning to them with her outrageous outfits. Not surprisingly, the one thing most women are afraid of nowadays is when gravity finally catches up with them and pulls their breasts down to oblivion.

Hope, however, springs eternal, more so in troubled times. When Caresse Crosby - also known as Mary Phelps Jacobs - first patented the modern bra in November 1914, women believed their troubles were over. Tormented by thoughts of drooping breasts, many began wearing bras to prevent this tragedy from happening. And if sales are a good indication of how popular bras have become, the figures are enormously encouraging.

From Crosby's initial design made from two handkerchiefs sewn together, bras now come in many shapes and sizes to suit every woman's need. The industry has grown by leaps and bounds and is now worth over $20 million.

Ironically, although many were impressed by Crosby's invention when she wore it on the dance floor, sales were slow. Crosby managed to sell only one for a dollar and for a while it seemed that the bra was doomed to be forgotten.

Things suddenly changed when she sold the idea to the Warner Brothers Corset Company of America for $15,000. When it hit the stores, the bra suddenly became the most popular thing on earth - at least to most women anyway. That attitude remains to this day.

Still, are bras really worth the attention they're getting? Can they really help the breasts and prevent sagging? Or are they just a cute cosmetic cover-up?

While a good bra can make the breasts look better, Dr. Christine Haycock, a surgeon at New Jersey Medical School in Newark, said it has no effect whatsoever on their tendency to sag which is an inherited quality. She adds that a lifetime of bra wearing does little to preserve the natural curves of the breasts.

That wrong notion began when doctors earlier thought that the ligaments that support the breasts had to be aided by a bra to prevent a pendulous profile. But the truth turned out to be much different. How the ligaments react to gravity is largely a matter of skin elasticity, experts say. And how elastic your skin is all boils down to heredity. Thus, breasts that are doomed to droop at a certain time will eventually do so regardless of how long a woman wears a bra.

"It's true that most women's breasts lose their perk with age and extremely large-breasted women will, in general, be affected earlier and to a certain degree. But the reasons aren't related to ligaments or even strictly dependent on breast size. Much more important are inherited characteristics such as skin elasticity and breast density which reflects the ratio of lightweight fat to heavier glands," explained Deborah Franklin in Health magazine.

Another common myth is that exercising without a bra can damage the breasts. This has prompted female athletes to purchase unnecessary sports bras and similar clothing that supposedly protect the breasts. Their anxiety appears to be reasonable. Vigorous exercise, after all, puts a lot of strain on the breasts, causing them to bounce up and down in unimaginable ways.

But even under this kind of torture, Haycock said breasts can manage quite well and no harm is done. So, by and large, you don't need a sports bra unless you feel pain while exercising which comes from skin stretching.

If breast size is a problem, a good bra can improve the shape and contours of the breasts. For those who yearn for bigger breasts but are afraid of surgery, the Clevastin Natural Breast Enlargement System may help. This special herbal system combines the dual power of Clevastin capsules that are packed with breast-enhancing compounds similar to the ones produced naturally by your own body, and the Clevastin accelerator gel cream that penetrates deep into the outer layers of the breasts for maximum results. For more information, visit http://www.clevastin.com.

Janet Martin is an avid health and fitness enthusiast and published author. Many of her insightful articles can be found at the premiere online news magazine http://www.thearticleinsiders.com

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Do The Celebrities Live Up To Their Goddess Birth Sign?

Christina Ricci Born 12 Feb 1980 Goddess birth sign Hathor

Hathor women have the gift of shape-shifting -- reinventing themselves for fresh inspiration. And there is no better example of this energy manifesting itself than with Christina Ricci -- she has, after all, been quoted as saying "I certainly hope I'm not still answering child-star questions by the time I reach menopause."

Breaking free from the danger of being typecast as a child-star (The Addams Family and Casper), Christina ditched her cutie doll image and successfully reinvented herself into a cutting-edge vixen in risqué roles. Subsequently she has attracted new fan bases with each shape-shift.

Her image, attitude and philosophy gets a regular makeover, but with Hathor guiding her natural instincts, she will continue doing so with aplomb.

Kristin Davis Born 24 Feb 1965 Goddess birth sign Oshun

Goddess of universal love and sensuality, Oshun women are generous with their time for themselves during a tidal "ebb", and for others during a "flow". We all saw this trait in action through Kristin's character Charlotte (Sex And The City), but how true does the Oshun character ring in real life?

Kristin is a unique balance of strength and innocence - she succumbed to alcoholism before finding the strength to deal with the demands of Hollywood and facing it (sober) head-on.

She is at once innocent, batting her eyelashes and giving an enigmatic smile in the face of sauciness; and sexy, comfortable in her own skin with a 'less is more' approach to make up thereby 'keeping it real'.

Sarah Jessica Parker Born March 25, 1965 Goddess birth sign Athena

Born leaders, powerful and zesty, Athena girls are feisty and resourceful. But sometimes they are too much so and could do with directing their courage towards asking for help.

Sarah Jessica Parker is the classic Athena archetype - strong, independent and a warrior princess. The downside to this strength is she'd feel ashamed to ask for help in case it made her appear weak.

No-one is going to think any less of her if she asked for time out to look after herself for a while. In fact, she'd be doing herself a favour if she asked someone else to do it for her! After all, even Athena couldn't protect Athens 24/7 - sometimes warrior princesses need to rest their sword too!

Michelle Pfeiffer Born 29 April 1958 Goddess birth sign Juno

Juno women seek stable relationships, material security and an enriched home life. And as though it weren't enough that she has a rewarding private life with husband David E Kelley and their adopted children, Michelle Pfeiffer has worked hard to ensure that she is an entrenched part of our lives as a household name as well.

Thanks to her Juno grounding, Michelle was able to maintain her dignity when rumours surfaced of her husband having a fling with Ally McBeal's Calista Flockhart.

Rather than relying on others for her happiness, Michelle drew on her birth patroness' energy to strengthen the relationship from within, thereby ensuring a strong family unit.

Nicole Kidman Born 20 June 1967 Goddess sign Persephone

Vital and intelligent, innocent and fickle, Persephone gals have an amazing capacity for self-empowerment. They can make the most of a rotten situation and turn it around to their benefit.

This is certainly the case with Nicole who grew up lanky and awkward with pale skin prone to freckling under the fierce Australian sun. She escaped her insecurities through drama and the arts, where involvement with Jane Campion led her to understand acting was her future.

Just as Persephone married the all-powerful Hades to ease her way, Nicole married Hollywood's "king", Tom Cruise, despite a natural aversion to public scrutiny. She adopts an ice-queen facade to mask her panic attacks, which she especially suffers on the red carpet. This is where Persephone really cuts loose and lets her presence known by dancing wildly in her Solar Plexus, the chakra that Nicole needs to nurture the most.

Liv Tyler Born 1 July 1977 Goddess birth sign Diana

Powerful and protective, Diana rules over nature, fertility, children and providence. Hippy-raised Liv is the manifestation of Diana's energy with her ethereal looks and nature-loving, egalitarian approach to life.

She is well known for her off-beat roles that win international acclaim, a laid-back character and high-profile boyfriends... these attributes all stem from a deeply loyal and loving relationship with her celebrity parents.

From her first day at school as a chubby kid with braces to the inevitable rise to fame, Liv remains level-headed and grounded in the face her celebrity. Even her occasional foray into a alternative fashion is further proof of her Diana-inspired conviction to 'keep it real'.

Anna Paquin Born 24 July 1982 Goddess birth sign Pele

Full of passionate energy, Pele gals love being the centre of attention and the life of the party - when they come out of dormancy, that is.

Anna Paquin was a 10-year-old schoolgirl when her Oscar- winning role in The Piano catapulted her to fame. That she hides her Oscar in her closet out of consideration to others is an indication of the self-control and inner power that lies beneath a calm surface.

She might wear conservative clothing to industry functions, but occasionally she reveals a glimpse of a fiery nature - at the Drama Desk Awards last year her Pele side came to the fore when she unleashed her feminine power in a hiked-hem provocative dress. Watch this space for her full power to come gushing to fruition!

Cameron Diaz Born 30 August 1972 Goddess birth sign Hestia

Hestia girls are creatures of habit and organisation, purity, sincerity, sanctity and safety. One only needs to look at the tight and private relationship she has with toy-boy Justin Timberlake to know that Cameron values honesty and integrity highly in relationships.

According to industry insiders, the sweet and innocent Cameron that you see on screen is a glimpse of the real-life girl that is ruled by Hestia.

She was a sex-bomb in her early movies, but is now better known for her sweet girl-next-door roles that have become her signature.

As Cameron's inner Hestia values a fruitful home life above all, don't be surprised to hear news of her stepping across the threshold with her man in tow...

Susan Sarandon Born 4 October 1946 Goddess birth sign Venus

Venus women have a sense of style and appreciation for acts of love, pleasure and romance. In this respect, Susan Sarandon leads the way in redefining the image of 'dignified Hollywood woman'.

In true Venus style, Susan can balance her love for the good things in life with her concern that others get the chance to experience it too - ie, if everyone is happy the Venus gal is happy too. Her active support for issues that affect her fellow Americans (even leading to her arrest some cases) and her role as Goodwill Ambassador for UNICEF is proof of this.

Some of Susan's film role choices reflect her Venus core - sexy groupie, seductress, Rocky Horror tart, witch, bloodsucker, nun, fun seeker and suicidal rebel... I can't wait to see the next decadent "wild side" this Venus gal chooses to explore.

Demi Moore Born 11 November 1962 Goddess birth sign Bast

Courageous, strong and fearless in the face of vermin, Bast girls show an abiding patience in seeking vengeance for wrong doings. By far this attribute is evident in her micro-bikini clad role in Charlie's Angels -- who'd want to be at the other end of one of her weapons of vengeance?!

You don't need to be a villain to feel the sting of Demi's wrath. When critics questioned her nudity in films, they felt her snakes bite in her comment; "There's this idea that if you take your clothes off, somehow you must have loose morals. There's still a negative attitude in our society towards women who use a strength that's inherent -- their femininity -- in any way that might be considered seductive."

So watch out ;-) While she is fiercely loyal to her children and lovers, she'll be quick to show her claws if you step out of line!

Lucy Liu Born 2 December 1968 Goddess sign Rhiannon

Welsh goddess of fertility and rebirth, transformation, wisdom, and magic, Rhiannon girls seek adventure and travel. Lucy cannot be a better role model for Rhiannon gals. In her pursuit of assertive and feisty roles where she can really get her teeth into unleashing her inner adventurer, Lucy proves that Rhiannon's energy is raging within.

Patroness of voice, Rhiannon guided Lucy through her difficult high school years where she suffered an identity crisis thanks to her English and Mandarin speaking background. She taught Lucy to ask for what she really wanted, and today we see where this got her - she has risen above the stereo-typed Asian roles and is respected by Hollywood as a serious actress worth her weight in lapis lazuli, cats-eye and exotic Revlon products.

Diane Keaton Born 5 January 1946 Goddess birth sign Demeter

Just like their patroness who scoured the earth and Under World for her kidnapped daughter Persephone, Demeter gals stop at nothing to achieve their goals.

Champion of causes, Diane gained attention in her first major stage role (in the rock musical Hair) by not stripping off.

Diane's fashion inclination towards unisex clothes tells the world she is ready for action and she is going to do it her way. This Demeter attitude extends to her family situation also - she has never married but has two children, Dexter and Duke.

Find out what your own goddess birth sign is at Goddess.com.au.

Anita Revel is the creatrix of the stunning "i Goddess" meditation movie that can be viewed at http://www.igoddess.com . She is also a columnist for United Press International, and has written hundreds of articles pertaining to women's wellbeing.

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Do You Use Serious Skin Care Products?

It is very important that you take good care of your skin. You may purchase a cheap skin care product, but quality may be missing. There is a wide array of skin care products on the market today: moisturizers, anti-aging formulas and firming creams.

You may see different versions and brands of these skin formulas, but do not be fooled by the least expensive price. They may not have the ingredients that are necessary for proper skin care.

Even though a product may be more expensive, it is best to go with the skin care products that contain the proper ingredients. Let's look at some important skin care products along with the ingredients you will find in them.

Acne Skin Care Products -if you have acne, then you have probably been trying a host of cheap acne skin care products in the hopes that you will cure your skin and save money at the same time. A very good product that is used to treat acne is called Acnezine and can be purchased online.

With Acnezine you take capsules and use an acne moisturizing cream as well. The capsules contain antioxidants like Vitamins C and E, and the moisturizing cream contains natural soothing ingredients such as Calendula extract, Aloe Vera extract and Goldenseal extract. Even though this product is more expensive, you should get serious results with this product. If not, they offer a money back guarantee.

Anti-Aging Skin Care Products - another product that there are literally hundreds of is anti-aging skin care products. Many people today want to reduce wrinkles or make them go away altogether. They want to buy these products in the hopes that it will telltale signs of aging and will help prevent further aging.

You want to make sure you go with a product that will provide results. Finding the product with the proper ingredients may mean that you may have to spend more money. What does that matter if you get the desired results?

One product to consider is Revitol. This anti-aging solution has a large following and is economically priced for those who want the most for their money. It is reported to reduces the signs of aging by using ingredients such as Matixyl, Idebenone and Shea Butter. You can find this product online, and if you are not satisfied there is a 90 day money back guarantee.

Moisturizers - it is very important that you moisturize your skin so you need to get a moisturizer that is able to keep your skin healthy and moisturized. A great product to go with is Olay Total Effects Moisturizer. You can pick this product up in just about any department or drug store. It may not be one of the cheapest brands on the market today, but if you are looking for a serious skin care product this is an excellent choice.

Why? Because Olay moisturizes your face and prevents aging as well. This product does not contain any oil but some of its great ingredients are VitaNiacin, Vitamin E and ProVitamin B5. Another great product to consider is one that is put out by Neutrogena and is called Healthy Skin Face Lotion. This product has ingredients such as sunscreen, Alpha-Hydoxy Acid and Vitamins C and E.

While you may understand that it is very important to moisturize every day, you may not understand how to do it properly. Here are five great tips that will see to it that you moisturize the right way:

1. Moisturize after cleansing - after you have cleaned your skin and used a toner on it, then you should moisturize. This will ensure that you skin is damp and warm and is now ready to accept the moisturizer.

2. Don't use too much - use the moisturizer sparingly. If you use too much, it may clog your pores and make you susceptible to breakouts on your skin.

3. Moisturize twice a day - it is best if you use the moisturizer twice a day - after your morning and evening cleansing just before retiring for the night.

4. Buy the proper moisturizer for your skin type - if you use an improper product, it could spell disaster. People who have oily skin are going to have to use a different kind of moisturizer than people who have very dry skin.

5. Drink plenty of water - you have to moisturize your skin from the inside out. If you drink enough water, this can help keep your skin not only looking healthy but properly moisturized as well.

Follow these tips and you will be on your way to a happier and younger looking you!

Ken Black is is an owner of many health related websites. Visit this site for more information on serious skin care products.

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4 Questions You Should Ask Yourself Before Having Breast Augmentation Surgery

Breast augmentation surgery is one of today's most common cosmetic procedures. It has gained tremendous popularity in recent years. What can you expect? It's all over TV; we see it on the news, one celebrity had her boobs done! Then we see all these other stars in bikinis and wonder, how many of them are actually real? Advertising is also aggressive; there are lots of advertising about doctors and clinics and how they are the best place for you to have the procedure.

The continuing advancement of technology and the increase in plastic surgery operations indicate that these procedures are becoming more common and relatively free of risk, however, no surgery is really absolutely risk free.

If you are seriously thinking of getting a breast augmentation, first reflect on the following questions.

Why Are You Having Breast-Aug surgery?

Forget what you see on TV, set aside all the testimonials you have seen or heard about doctors and clinics. Get to the very bottom why you believe you need the procedure. Don't desire the procedure because other people say that it will improve your life; instead find out for sure if it will really improve yours. Do you really need it? And why?

If you have a good surgeon, he will be able to assist you in deciding upon it as well giving you an array of options, and even alternatives if you are not fully convinced of getting surgery. You shouldn't be pressured into it.

What are the risks?

Any surgical procedure administered under general anesthesia does have some risk to it. There is always the risk of a complication, even if your doctor has taken all necessary precautions. There is a need for a thorough physical examination prior to the surgery to ensure you are in good health. The doctor will also ask you if you are under any form of medication.

A good surgeon will sit down with you and talk you through the procedure and the possible complications and risks you face. Try not to make any hasty decisions, and carefully weigh the risks against the potential benefits.

Have you found the right doctor?

Finding the right surgeon for your procedure is not a matter of checking for accreditation. You have to find someone you can trust, some you are comfortable with, someone who can understand what it is you want to achieve.

Try to find out if you have any friends or relatives who has had the procedure and if they were happy with the doctor who performed it. If you have a trusted personal physician, ask for some referrals that you can check out. Make a list of possible doctors to check. It is important to research the doctor to ensure they are accredited and certified by the American Board of Plastic Surgeons. A surgeon with hospital privileges is a plus; this means that a hospital committee has approved the doctor's training and competency to meet their criteria for performing a similar operation in their facilities. Some surgeries can be performed in a clinic and not a hospital. If you are considering a clinic for your procedure, check if they have appropriate medical personnel on hand and that the facilities are clean and medical waste is properly disposed of.

How much will it cost?

This is the last thing you should consider, because it should be least important in deciding which doctor or clinic to go to. This should not be the basis for your choice. Your doctor's qualifications and your comfort with him or her are more important than the cost, and you are likely to pay more anyway if there are complications or if you are not happy with the results.

Lucy Starling is a Registered Nurse and Internet Entrepreneur. Lucy likes to blog about matters that concern women such as breast augmentation surgery on her Breast Augmentation Blog on http://breast-augmentation-index.com

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Jogging Linked To Sagging Breasts

First it was volleyball. Now a new study says that millions of women are at risk for sagging breasts because of jogging.

This disheartening news could affect nine women in England alone unless they wear the right sports bra.

Dr. Joanne Scurr, a biomechanics professor at the University of Portsmouth, said that exercises like jogging put a great deal of pressure on the breasts. This causes them to bounce uncontrollably, causing pain and sagging in the long run. The problem was observed in both flat-chested women and those with big breasts.

"During exercise, women's breasts bounce more than previously estimated, moving a vertical distance of up to around eight inches compared with a past maximum measurement of six inches. The bouncing, in some cases with breasts weighing 20 pounds or more, can prove painful and damaging to the limited natural support system," explained Jeanna Bryner in LiveScience.com.

Scurr's study focused on 70 women, including students and faculty from the University of Portsmouth, with bra sizes ranging from A-cup to extra-large (DD, E, FF, G, H, HH, J and JJ). The subjects were asked to exercise as Scurr measured breast movements in three directions: up and down, side to side, and in and out. She found that the movements resembled a figure 8 pattern.

"During walking exercise, the women's breasts moved relatively the same amount in all directions. But when participants sped up to a jog or run, their breasts moved proportionally more in some directions than others: More than 50 percent of the total movement was in the up-down direction, 22 percent side-to-side and 27 percent in-and-out," Bryner reported.

Unfortunately, most bras don't provide the proper support, especially when it comes to exercise. Scurr said many products can't stop breasts from bouncing. They only minimize up and down motion which isn't enough to prevent pain and the stretching of connective tissues that leads to sagging.

"For all cup sizes, the so-called encapsulation bras in which each cup is separately molded provided the most support, beating out the compression bras, which limit only the up-and-down motion. The encapsulation bras limit some of the movement in the other directions as well," said Bryner.

To correct this problem, Scurr is currently working with bra manufacturers to design the perfect bra that will minimize breast movement in all three dimensions. Her study will hopefully protect female joggers and other female athletes from drooping breasts.

If bras do nothing to improve your breasts, use the Clevastin Natural Breast Enlargement System. This product contains powerful plant estrogens that will give you the breasts you want. For details, go to http://www.clevastin.com

Janet Martin is an avid health and fitness enthusiast and published author. Many of her insightful articles can be found at the premiere online news magazine http://www.thearticleinsiders.com

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Thanksgiving, Christmas and New Year Travelling Jewelry Wardrobe

Are you staying over at your parent's place for Thanksgiving?

Will you be attending one party after another during the holiday season?

Are you going away on a vacation?

Don't forget to bring along your jewelry wardrobe. If you are space-challenged, you might even be able to pack your entire jewelry wardrobe into a pillbox.

Get yourself cubic zirconia diamond and gemstone earrings. These are all the accessories you need to carry along with you for your travelling wardrobe.

For one thing, earrings set in sparkling gemstones enhance a woman's appearance instantly. As the light from the gemstones are reflected on the wearer's face, her skin looks more radiant and her eyes light up. Somehow diamond earrings are able to bring out a woman's innate beauty.

The best thing about earrings is that you can fit several pairs of earrings into a tiny coin purse or even a pillbox if you are talking about those tiny stud earrings. Larger chandelier earrings or shoulder dusters should fit nicely into a waist pouch or a coin purse or any spare space in your suitcase or even a CD wallet. In any case, you would be able to carry an entire jewelry wardrobe wherever you go.

Bring along diamond stud earrings for the day, larger clip on earrings (no dangles as these are distracting) for the office, hoops for glamour and shoulder dusters or chandelier earrings for red carpet moments when you want to look amazing.

Switch earrings when you go from day to night. Gorgeous drop earrings are wonderful for a romantic date, and chandelier earrings are for times when you are dressed to kill.

There is a major disadvantage with bringing around diamonds or precious gemstones with you when you travel. For one thing. you could get robbed. Or you might lose an expensive diamond earring while you are dancing, or moving from one place to another. That might mean hundreds or even thousands of dollars down the drain.

For women on the go, your best bet would be something that looks like diamonds and rubies and precious gemstones, but costs very little in comparison. I'm talking about costume jewelry. Unlike tacky costume jewelry centuries ago, today's imitation diamonds look so much like the real thing that you may need special instruments to tell the difference. The very affordable cubic zirconia is often used in place of diamonds, sapphires, rubies and emeralds in the best costume jewelry that may be made of precious silver. You can even get a look-alike pair inspired by what your favourite Hollywood starlet wore to the oscars, or which your favourite celeb wore to the Grammys. You can even get jewelry inspired by Bulgari and other prohibitively expensive fine jewelry store. These cz earrings are jewels you can wear freely when you travel.

With cubic zirconia earrings, you can afford to collect a complete jewelry wardrobe. Pick earrings in colors you normally wear to match your clothes. These should be colors that flatter you.

Also get earrings that are white and colorless (think diamonds) as these would go with all your outfits.

Take into account your size.

If you are big, go for chunky jewelry. Few women can carry them off with panache and you are one of these lucky few. These are the earrings you can wear:

1. Large clip on earrings or button earrings.

2. Chandelier earrings

3. Shoulder Duster earrings

4. Stunning earrings with large drops

5. Large, chunky hoop earrings.

If you are petite, go for dainty earrings. Tiny studs wouldn't get lost on you as they might on your larger friends. Wear earrings that look wonderful on you but odd on them.

1. Tiny stud earrings

2. Delicate filigree earrings

3. Small drop earrings

4. Single stone ear studs

5. Dainty dangling earrings

You earring wardrobe can transform any outfit you wear.

Wearing a little black dress?

You can change your look by switching the accessories.
For a fancy dinner, try that LBD with a pair of shoulder dusters and a pair of metallic stilletto sandals. Style your hair in an updo and let a few tendrils loose.

For a romantic dinner, wear that black dress with demure drop earrings and mary janes. Tuck your hair behind your ears.

For a business presentation, wear that dress with a power jacket and clip on earrings or button earrings and a pair of black pumps.

For a sexy date, wear hoop earrings with your little black dress and a pair of Manilo Blahniks.

Get the picture?

Back home, you can organize your entire collection in a pretty jewelry box or a comparmentalized box meant for fish bait. Whichever suits your needs for your jewelry collection.

Get a few little black dresses and pair them with versatile diamond cubic zirconia earrings. You can compare prices of cubic zirconia jewelry

at http://www.cheapestsale.com/jewelry/CZ.html

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Discover Your Colorful Goddess Within

Goddess energy manifests in many forms. As depicted in the "i Goddess" meditation movie, she reveals herself through the elements. As represented by the Goddess-ence essential oil blends, she shows herself through smell and associated memory. And, as you will find out in the simple exercise below, she can be discovered in each of the seven major colours that enrich our Universe.

Take a minute to complete this simple exercise to determine which ancient goddess energy is inspiring you today. By being conscious of that energy, you will be able to harness it more effectively in order to attain your highest ideals at work, home and play.

Remove yourself from distractions while you think about a rainbow. See the colours: red, orange, yellow, green, light blue, indigo and purple. Take all the time you need to work out which particular colour "speaks" to you the loudest.

When you have a colour in your mind, scroll down to read about which goddess energy is working with you at this moment.

RED: The colour Red is deeply rooted in our sense of grounding and self-preservation via the root chakra. Your self-confidence may be under threat, so use Kali to energise your survival instincts.

KALI ... According to ancient Hindu tradition, Kali is the mother of us all. Kali gals have unwavering judgement, strong willpower and penetrative insight, but this is your wake-up call to be open to Kali's energy forcing you out of complacency -- she is merely guiding you to a new path that will ultimately prove to be more fulfilling than your current path. Maybe this means a new job or a promotion? Carry a red stone (such as a Garnet) or wear red underwear to give you the strength to confront the forces that threaten you and to purge the elements of destruction in your life.

ORANGE: Orange resonates in the lower abdomen, in the womb chakra, relating to creativity, self-gratification, emotions and sexuality. Draw on Hathor's energy if you are lacking fluidity and grace and the ability to accept change.

HATHOR ... Hathor was revered as the ancient Queen of Heaven, the patron of dancers, the mother of the gypsies, the generator of light and radiant power. Hathor lends you the gift of shape-shifting, the ability to transform yourself from a gal crippled with anxiety to a wondrous creature shining light and radiance. If you are feeling dark of mood, use Hathor's energy to put your chin up and shoulders back. Look inward and ask what is it that is causing you angst? Visualise the problem rolling itself into a ball. Then take the ball, and hurl it into the air as you leap into your week, light of step and glowing with supreme confidence!

YELLOW: Personal power is charged in our solar plexus chakra, allowing us to be energetic, efficient and spontaneous through non-dominating authority. If you are fighting a losing battle, use Pele's energy to recharge and revitalise.

PELE ... Pele is the Hawaiian goddess whose spirit dwells inside the largest active volcano in Hawaii. Pele-empowered gals are full of such passionate energy, but that feeling of butterflies in your solar plexus is Pele's vibrations confirming what you already know on a subconscious level -- your energy is being misdirected. Come out of denial, cut your losses and work to channel your energy in a more rewarding way. Carry a yellow stone (such as Tiger Eye) while you conceptualise what you want to happen, and repeat your vision often. A positive thought repeated becomes a positive habit until your visualisation becomes manifested reality.

PINK: Pink or Green colours are related to the heart chakra, the centre of empathetic abilities. Use Kuan Yin energy if you have issues with self-acceptance that prevent you from achieving a sense of peace and centredness.

KUAN YIN ... Kuan Yin is the Chinese goddess of love and compassion. At the moment, you just love everyone and want everyone to be happy even if this means putting their wants before your own needs. This is probably frustrating you and wearing you out. The world needs Kuan Yin gals, but never forget to look after yourself too -- your needs are just as important as others'. Carry a pink stone (such as rose quartz) near your heart to remind you to give yourself permission to take the world off your shoulders.

LIGHT BLUE: Light Blue resounds through the throat chakra which is related to communication and creativity. Athena energy will empower you to "find your voice" and overcome any self-expression obstacles.

ATHENA ... Athena was the beautiful warrior queen who stood guard over the ancient city of Athens. Athena-inspired gals know no fear, or that's the face they present to the world at least. You may be having trouble with self-expression, resorting to politics and force to coerce a project off the ground. You can be a tough, independent, clever and resourceful woman, but do not be afraid to ask for help if you need it, and more importantly, allow people to help you. Wear a light blue stone (such as Lapis Lazuli) around your neck to help you find your voice.

INDIGO: Indigo reverberates through the Third Eye chakra, related to the act of seeing both physically and intuitively. Use Isis' energy to see clearly, in effect, letting you "see the big picture".

ISIS ... Isis the Egyptian High Priestess, ruling with love and calm patience, who fosters inner wisdom and psychic power. Generally you are highly tuned into your own inner wisdom and self-confidence, but at this time you are having self-doubts. Someone is making you feel defensive or unsure about the path you are taking. Gather strength, and trust that your "gut feeling" is your inner wisdom leading you in the right direction. Use a pendulum or other divination tool to confirm what you already know, and trust that you making the right decisions.

PURPLE: Self-knowledge and pure awareness is rooted in the crown chakra. If you need access to deep understanding, wisdom and connection, use Nuit's energy today to help you rediscover your direction.

NUIT ... The Egyptian goddess Nuit is the bridge between heaven and earth, and represents oneness, bliss and universal love. Nuit gals have everything under control using calm love and understanding rather than fear or defence mechanisms, and this makes you a first-choice source of assistance from your colleagues and family. If you are feeling like you are losing control of your destiny right now, it is simply a matter of taking time to "be" -- carry an amethyst to help energise you with Nuit's cosmic energy during some Time Out. Take as long as you need in order to re-balance and find your centre again.

Anita Revel is the creatrix of the stunning "i Goddess" meditation movie that can be viewed at http://www.igoddess.com She is also a columnist for United Press International, and has written hundreds of articles pertaining to women's wellbeing.

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Breaking Through the Glass Ceiling And Parting the Gender Curtain - A Quiz for Success-Minded Women

Corporate America's infamous glass ceiling is REAL. So what should all women in business know as they survey and strategically crash through that glass barrier toward the positions and salaries they deserve? Why does the centuries-strong Gender Curtain that still awaits become tougher to part the higher you go?

Whether you're a woman vying for an executive promotion, a CEO position, a board seat or the Oval Office itself, you'll want to discover how the glass ceiling and the gender curtain -- along with your appearance, your mindset and even words you use -- could be affecting your career success. Take this mini quiz!

***Where Do You Stand on The Ladder to Success?***

1. How would you respond if you disagree with a decision your boss makes?

a. Yes sir! I always agree with The Boss.

b. Understood, but please evaluate these points and reconsider your decision.

c. Hell with you! I disagree!

d. It's best to never question a decision by the boss, even if I don't agree.

2. Your choice: new title/position with your current company, 10% pay increase, same boss, no real change in authority... OR new job elsewhere, 5% pay increase, new title, lots of input on developing a new program.

a. Take the 10% raise. It's about the money!

b. Take the promotion because you might make a difference later.

c. Take the new job. Advance!

d. Discuss the promotion with your boss, explaining the need to gain real authority with any promotion.

3. Who's really in control?

a. I AM! I always evaluate how I can make my points, the same way a man would, so the CEO can accept my advice without feeling like he's "listening to Mommy!"

b. That MALE PEER! He's always getting away with making mistakes.

c. MY BOSS! He never listens, so I stopped talking, stopped participating I'm hurt because he won't take me seriously.

4. What to wear?

a. The Latest Fashion, short sassy skirts, hug-the-hips, fitted t-shirts, short jackets.

b. Fashion Plus Professional. Business clothes, fitted skirts and pantsuits, worn with nice button-down shirt buttoned to hide cleavage.

c. Comfort. Oversize skirt, big, bulky sweater, natural fabrics. I'm against corporate judgments.

d. Whatever's in the closet. People should appreciate my mind, not my clothes.

5. You're a seasoned speaker and know your topic. What are the most important things to remember before you make the big presentation to a large group of your peers and senior members of your industry?

a. Solidly know your material, but have notes, even if you think you can wing it.

b. Test your speaking and presenting equipment before the speech. No microphone or projector failures allowed!

c. Speak clearly and loudly to be heard. Speaking softly will bore the audience.

d. All of the above. A good presenter is always prepared.

Points-per-answer:

Question 1 (a 3; b 10; c 2; d 5)

Question 2 (a 2; b 3; c 10; d 5)

Question 3 (a 10; b 2; c 3)

Question 4 (a 0; b 10; c 2; d 5)

Question 5 (a 5; b 5; c 5; d 10)

37-50 total -- Wow! Glass is breaking all around you! You're ready to go all-the-way.

23-36 -- There's room to improve. Continue to work on your interpersonal skills and self-confidence.

8-22 -- Corporate America may not be your passion. You might consider taking your creative side in another direction.

Accomplished career expert Diane Dutton is a popular author, speaker, and sought-after interview guest. Her critically-acclaimed book is A WOMAN'S LADDER TO SUCCESS IS PAVED WITH BROKEN GLASS CEILINGS. Sign-up for her free newsletter, take her full quiz or learn more about her programs/advice at http://www.businesswomenspeak.com

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